Employed professionals
Put employer long-term disability coverage in context and identify potential limits or gaps.
Explore professional planning →Disability income protection for high-earning professionals
Your income may be worth millions. What happens if your ability to earn it changes?
Individual disability income insurance guidance for physicians, executives, business owners, and other professionals who want to understand their options clearly.
Not ready to schedule? Ask Mark a question →
Physicians & dentists
Executives & high-income employees
Commissioned professionals
Business owners & 1099 professionals
Built around your work
Protection should reflect how you actually earn.
A one-size policy conversation misses the details that matter: occupation, compensation structure, employer benefits, and the financial obligations your income supports.
Physicians and clinicians
Consider specialty-specific duties, training-stage decisions, and own-occupation definitions.
Explore physician planning →Independent earners
Build a safety net when there is no employer plan—or when business and household needs overlap.
Explore self-employed needs →
A focused practice
Why I Built Enis Protection
My work in insurance and risk management, together with my background in consulting and project management, taught me to look at protection as a system—not a product.
For most professionals, earning ability is one of the largest financial assets they will ever have, yet it is often discussed only after everything else. I built Enis Protection to give that asset the focused attention it deserves: understand the income at stake, put existing benefits in context, and evaluate policy language with care.
I can work directly with you or alongside the financial advisor who already understands your broader plan.
Clear analysis. Thoughtful recommendations. Your decision.
Licensed in Mississippi for life and health, with active authority in 20 additional states. NPN 19348685. Verify licensing through the Mississippi Insurance Department. State availability is confirmed before any recommendation.
If you purchase a policy, I am paid a commission by the insurance company. The review itself costs you nothing, and there is no obligation to purchase coverage.
“The goal is not more coverage. It is a better-informed decision about the income your plan depends on.”
A clear, deliberate process
Understand first. Compare second.
We start with your financial picture and existing benefits—not a product pitch. If individual coverage deserves consideration, you can evaluate available policy features and tradeoffs with context.
- Map income, expenses, and current protection
- Clarify occupational duties and priorities
- Review definitions and policy mechanics
- Decide what fits—without manufactured urgency
What matters inside a policy
The fine print is the product.
Definition of disability
Eligibility for benefits depends on the contract’s definition and your ability to perform occupational duties.
Benefit design
Monthly benefit, waiting period, benefit period, and optional features affect both coverage and premium.
Coordination
Employer benefits, taxes, savings, and individual protection should be viewed together—not in isolation.
Educational overview only. Policy availability, definitions, exclusions, limitations, underwriting, and pricing vary by insurer, state, occupation, and individual circumstances. Refer to the issued policy and insurer materials.
A softer first step
Ask Mark a question.
No sales script. I'll personally respond.
Email Mark
[email protected]
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details general—we'll move to a secure process if we go
further.
A focused conversation
20-Minute Income Protection Review.
A focused conversation about your income, existing coverage, and the questions that matter in your situation. You'll leave with a clearer view of possible gaps and sensible next steps.
20-minute review
Choose a time that works.
Use the TidyCal booking page to schedule a phone conversation with Mark Enis, CLTC®. Keep your booking note general—we'll handle personal details through a secure process later.
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